Der Kern für Leser: Plaid gives ChatGPT access to a financial graph that spans Schwab, Fidelity, Chase, Capital One, American Express, Robinhood and thousands of other institutions.
Im Detail zeigt sich: The product turns manual copy-paste finance advice into account-aware analysis: spending changes, subscriptions, holdings and bills can appear inside a dashboard and conversation.
Entscheidend bleibt: OpenAI says disconnected data is deleted after 30 days, a key privacy promise for a category where wrong answers and retained records both carry real risk.
Quellen: OpenAI launches ChatGPT for personal finance, will let you connect bank accounts（TechCrunch）, A new personal finance experience in ChatGPT（OpenAI Blog）; CocoLoop